Russia's feeling the effects | China's in the negatives |

Hi Josh, here's what you need to know for April 1st in 3:06 minutes.

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Today's big stories

  1. Russia’s economy is predicted to shrink 10% this year
  2. New analysis from Goldman Sachs suggests there are ways to profit even in a market this risky – Read Now
  3. Business activity in China shrank in March

Sleeping Rough

Sleeping Rough

What’s Going On Here?

Russia’s made its bed: a major financial institution said on Thursday that the country’s economy will shrink 10% this year.

What Does This Mean?

Russia’s decision to invade Ukraine has had serious ramifications for its economy, with one-time frenemies now going all in on crippling sanctions. They've been continuing to reduce their purchases of the country’s oil and natural gas, and foreign investors with money to burn have been boycotting the country altogether. The Economic Bank for Reconstruction and Development (EBRD) thinks it’s having the desired effect: it’s expecting the Russian economy to shrink by 10% this year. And even if the country does agree to a ceasefire sometime soon, it might not help: the EBRD thinks sanctions will stick around to limit the country’s economic growth for the next few years.

Why Should I Care?

Zooming in: It’s everybody’s problem.
Of course, Russia’s invasion is already having far-reaching consequences around the world. And according to the World Bank, it’s the poorest countries that are set to take the brunt of the damage. In fact, the organization reckons soaring prices of products like wheat could push millions into poverty, and some developing countries to a point where they can’t afford to pay their debts. EBRD agrees, and warned that North African economies and Lebanon – which buy a lot of wheat from Russia and Ukraine – are among the most exposed.

The bigger picture: Thanks for nothing, OPEC.
Sky-high oil prices are also poised to stunt economic growth around the world, and yet OPEC – a group of oil-producing nations – said on Thursday that it wouldn’t be increasing its supply any more than already promised. It’s a good job, then, that the US is releasing 180 million barrels of oil – the largest draw from its reserves in its 45 year history – over six months starting in May. That’s not a long-term fix, but analysts think it could bring down prices in the short term.

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Analyst Take

How To Reward Yourself In A Market This Risky

How To Reward Yourself In A Market This Risky
Photo of Carl Hazeley

Carl Hazeley, Analyst

What’s Going On Here?

Investors rushed back into stocks last week, even though they’re arguably riskier than ever.

After all, inflation, interest rate hikes, and the Ukraine situation are all threatening to send the global economy and stock markets into reverse.

But here’s the thing: new analysis from Goldman Sachs agrees that you don’t need to curl up in a ball and wait till it all blows over.

Because according to the investment bank, there are ways to profit while keeping one eye on the very real risks we’re facing.

So that’s today’s Insight: how to strike the perfect balance between opportunity and caution.

Read or listen to the Insight here


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Break Time

Break Time

What’s Going On Here?

Data out on Thursday showed that Chinese business activity fell last month, as the country’s government forces its own workers to clock off early.

What Does This Mean?

Just when Chinese companies thought they were back to business, a surge of Covid cases led to tighter restrictions across the country. That zero-tolerance attitude is having an impact: the latest business activity survey – which asks the country’s managers how busy their firms have been that month – showed that the services industry shrank last month. So did the manufacturing sector, which lost workers to quarantine and international customers to war-related belt-tightening. And the worst could be yet to come: Shanghai – home to the world’s biggest shipping container port – went into lockdown in late March, and economists think it could cripple the country’s companies for months to come.

Why Should I Care?

Zooming in: Savers are a drag.
It’s hardly a surprise that the services sector saw a drop-off: survey data out from the People’s Bank of China this week showed that 55% of respondents preferred saving money to spending or investing it last quarter – the highest proportion for almost 20 years (tweet this). That doesn’t bode well: consumer spending makes up more than half of China’s economy, so a drop in spending could stunt economic growth even more.

The bigger picture: China isn’t giving up.
At least China has a plan to get things back on track: the government said this week that it’s going to roll out measures to support the economy, including issuing more “special government bonds” to help fund infrastructure projects. Economists are also expecting the country’s central bank to cut interest rates, which should get the country spending again. It had better hope so: it’s aiming to grow its economy by 5.5% this year.

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💬 Quote of the day

“If you cannot do great things, do small things in a great way.”

– Napoleon Hill (an American author)
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🌎 Finimize Live

🥳 Coming up this week…

(All events given in UK time)

🎙 Crypto’s Making The News. Here’s Why: 5pm April 1st
🎉 How DAOs Are Changing The Money Game: 1pm April 4th
👀 The Stock Market Debuts To Watch In 2022: 6pm April 4th
🏠 Your Guide To Passive Real Estate Investing: 5pm April 6th
🚫 A Guide To Stop Losses: 1pm April 7th
🌍 Scenario Analysis Of The Ukraine Crisis Impact: 1pm April 8th
🎙 Live Crypto Community Q&A: 5pm April 8th

🤯 And after that…

💰 How Investors Can Profit From Real-Time Payments: 6pm April 11th
🧠 Strategies To Find The Best Web3 Projects and DAOs: 5pm April 12th
♻️ Investing Opportunities Beyond Wind And Solar: 1pm April 13th
🧠 How To Master The Investor Mindset: 6pm April 13th
🚀 How To Invest In The Space Economy: 1pm April 14th
🚑 How To Invest In Insuretech: 6pm April 14th
💰 Understanding Use Cases To Generate Crypto Wealth: 6pm April 20th
👷‍♀️ How To Protect Your Portfolio: 1pm April 21st
📈 How To Identify High-Growth Metaverse Stocks: 6pm April 21st
🌍 2022 Macro And Fixed Income Opportunities: 1pm April 22nd
🎙 Live Crypto Community Q&A: 5pm April 22nd
💸 Top Crypto Investing Strategies: 5pm April 25th
🪐 An Impact Investor’s Guide to Web3: 6pm April 28th
🎙 Live Crypto Community Q&A: 5pm April 29th

🎯 On Our Radar

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  2. Let’s get lit. Seriously: it’s good for you.
  3. We can genetically alter animals now. Whether we should is a different story.
  4. Switzerland was raving in the 90s. Check out these snapshots from Swiss subculture.
  5. Chewing gum was a mistake. It’s all an exiled Mexican president’s fault.

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